Before & after examples

The same example score numbers from the results page, shown as before and after graphics.

Example gallery · not a promise

Every graphic below is an example, made from the same case studies as the results page. If you'd rather read the full story (challenge, strategy, statutory basis) or see example funding figures for business credit and debt & legal, that's the fuller results library.

Example graphics
8
Example · avg score lift
+133
Where these come from
Our example case studies, the same ones behind the results page and the full case study library.

Example only, not a promise · results vary · not legal advice · individual outcomes depend on your credit profile and cooperation with the process.

Personal CreditExample · +143 pts

Three charged-off accounts and mismatched late-payment histories across all three bureaus were quietly capping every application Marcus submitted.

Personal CreditExample · +156 pts

A prior identity-theft incident had left four fraudulent accounts and two collections still reporting years later.

Personal CreditExample · +144 pts

Five small-dollar medical collections and a stack of hard inquiries were the entire story holding David back.

Personal CreditExample · +134 pts

A student loan servicer transfer created duplicate accounts and phantom late payments that never should have posted.

Personal CreditExample · +147 pts

Multiple charge-offs, a repossession, and remnants of a discharged bankruptcy made this one of the heavier files in the portal.

Tradeline PackagesExample · +82 pts

Three authorized-user placements plus a reporting installment tradeline gave Devon's thin file the depth it needed.

HETA SocietyExample · +136 pts

Five tracked disputes and a business credit starter ran in parallel inside the private member file — restoration and building, at the same time.

HETA SocietyExample · +121 pts

A disciplined, evidence-first approach to both personal restoration and vendor sequencing produced results on both fronts within five months.

Want funding numbers too?

Business credit and debt & legal examples show funding instead of a score change. See them, plus every score example above in full detail, on the results page.

Meet our credit specialist AI assistants

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Marcus
AI assistant · Business Credit & Funding Strategist.
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AI assistant · Credit Restoration Specialist — education coach.
Jasmine
AI assistant · Dispute Processing Specialist — letter QA.
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AI assistant · Credit Restoration Specialist — score roadmap.
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